Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. That’s because you lock in a high yield that’s guaranteed from the day you open the account until the day it matures. You know exactly what return you’ll get and when you’ll get it.

Your investment is safe because The Gerber State Bank CDs are backed by the Federal Deposit Insurance Corporation for up to $250,000 per individual – making them as safe as any investment in the world.

We offer Certificates of Deposit in a broad range of maturities, each designed with a particular goal in mind. And, for as little as $1,000, you can open your own CD. Request a CD quote from one of our Customer Services Representatives today at 217-795-2331.

• Short-Term CDs        Short term savings certificates, up to 3 months, provide earnings on your money while having your funds available when you need them.
• Medium-Term CDs   Our 6 to 18 month medium-term CDs offer you higher yields than shorter term CDs and still provide flexibility in managing your funds.
• Long-Term CDs         If you have a long-term outlook, our CDs with maturities of 2 years or more reward you with the highest yields we have to offer.